Your balance still has bills in it. This doesn't.

Payday lands. Your bills take their share. The rest is yours to spend.

Coming soon to the App Store

Never lends or moves your money.

7 days free on the yearly plan for new subscribers. Cancel in App Store settings. In the US.

All figures on this site are samples.

The Today screen with sample figures, Monday, September 28: safe to spend $196.44, 4 days till next payday; 2 accounts · Updated by your bank 4 min ago. A mint bar under it is 33.87% full. Today's aim $49.11; spent today $0.00; $49.11 still yours today. Groceries and Gas are going fast. What's left where: Groceries $41.25 left, going fast; Gas $13.80 left, going fast; Eating out $40.00 left; Fun $94.44 left; Everything else $6.95 left. As the page is scrolled, the phone opens the app's “How $196.44 is worked out” sheet and then closes it again: in your accounts $2,434.43; ready to nab $0.00; held for bills minus $1,876.27; set aside, Emergency, minus $335.00; card charges still pending, 1 charge not settled, minus $26.72; Yours to spend $196.44. Then why pending charges count as spent, what “going fast” means, and Done.
  • Rent · Thursday$1,500 already covered
  • Today's aim$49.11
  • Groceries going fast$41.25

Your bank stays your bank.

  • View-only

    Plaid connects it. Nabbins can only look.

  • Encrypted

    Your bank connection is stored encrypted and used only to read your accounts.

  • No ads

    Your subscription pays for Nabbins. We don't sell your personal information.

  • No account numbers

    Nabbins never asks for your account number.

How your bank connects

How $196.44 is worked out.

Five lines. Check them yourself.

Mon, Sep 28
In your accountsNabbins reads this balance from the bank you already use, read-only, and tells you how fresh it is. If an account falls behind, Nabbins names it. Your number stays on screen either way.$2,434.43
Ready to nabMoney that has landed and isn't nabbed into anything. It stays out of your number until you nab it.$0.00
Held for billsThe share each bill Nabbins knows about has taken so far. It stays out of your number until the bill leaves your bank.−$1,876.27
Set asideHere, your emergency fund. It's still in your own bank account, and you can still use it. Nabbins keeps track of it in the app and never moves a dollar of it.Savings you keep in a separate account isn't in your accounts, so it isn't on either line.−$335.00
Card charges still pending1 charge, not settledNabbins counts them as spent as soon as they show up, not when they clear.A gas pump can hold more than you pumped, and a tip can land after the meal. When a charge settles at a different amount, you'll see exactly what changed.−$26.72
Yours to spend4 days till next payday$196.44

Nabbins works in whole cents. In the app, this math is one tap behind the number, whenever you want it.

Want your own number?

Get the app

Bills take their share on payday.

When your pay lands, each bill Nabbins knows about takes its share before you see what's left to spend. Rent takes $1,500 on Thursday. It took $500 from each of your last two paydays, on top of what the pot already held, so it's already covered.

The payday screen with sample figures, Friday, September 18. $1,840 landed. Rent and bills nabbed themselves. Here's the rest. Already done, $1,079.74: Rent $500, Bills $460.27, Subs $34.47, Emergency $25, Savings $60. Then Groceries $300, Eating out $40, Gas $100, Fun $120, Everything else $20. Ready to nab: $180.26. Buttons: Put the last $180.26 in Savings; Leave it for now.
The payday summary with sample figures, after payday on Friday, September 18. A tick. Payday, done. Yours to spend until Fri, Oct 2: $580.00. Today's aim $41.42 a day. Button: Done.

Ten days later, it's the $196.44 at the top of this page, after what's been spent since.

Today's aim is a target, not a limit.

Each morning, Nabbins divides what's left by the days until payday. A quiet day lifts tomorrow's aim.

Monday's lunch was $12.00.

$196.44 ÷ 4 = $49.11

what's leftdays till paydaytoday's aim

The Today screen with sample figures, Monday, September 28, at 12:34 PM: safe to spend $196.44, 4 days till next payday; 2 accounts · Updated by your bank 4 min ago. A mint bar under it is 33.87% full. Today's aim $49.11; spent today $0.00. $49.11 still yours today. Groceries and Gas are going fast. What's left where: Groceries $41.25 left, going fast; Gas $13.80 left, going fast; Eating out $40.00 left; Fun $94.44 left; Everything else $6.95 left. Tabs: Today, Nabs, Activity, You.
The Today screen with sample figures, Monday, September 28, at 5:28 PM: safe to spend $184.44, 4 days till next payday; 2 accounts · Updated by your bank 4 min ago. A mint bar under it is 31.8% full. Today's aim $49.11; spent today $12.00. $37.11 still yours today. Groceries and Gas are going fast. What's left where: Groceries $41.25 left, going fast; Gas $13.80 left, going fast; Eating out $28.00 left; Fun $94.44 left; Everything else $6.95 left. Tabs: Today, Nabs, Activity, You.

Running low? Cover it from another nab.

When a nab runs low before payday, cover it from one with room to spare. Nabbins works out what each nab can spare at the pace you set and offers the one with the most first.

The Cover screen with sample figures, Monday, September 28, at 5:28 PM. Cover Gas. Amount to cover: $14.78. Up to $60.15, its spare. Spending nabs, most spare first: Fun $94.44 left, $60.15 spare, picked; Eating out $28 left, $16.57 spare; Everything else $6.95 left, $1.23 spare. Spare is what's left after the next 4 days get what they need at the pace you set. Groceries has none. Set aside: Emergency $335 here; Savings: Not in checking. Transfer it from savings first.. Pay it back? Borrow, selected; Don't repay. Fun gets it back next payday. Your next payday is $14.78 tighter. Buttons: Cover $14.78; Leave it.

Coming soon to the App Store

What it costs.

$3.08 a payday, on the yearly plan, if you're paid every two weeks.

  • Yearly

    $79.99 a year

    • 7-day free trial
  • Monthly

    $17.99 a month

    • No trial
    • Charged when you subscribe

Billed through the App Store. Renews until you cancel. Cancel at least a day before the trial ends, in your App Store settings, and you won't be charged. US prices, in US dollars, plus tax where it applies.

Coming soon to the App Store

Why isn't it free? Because you're the customer, not the product.

Short answers.

Do I have to connect my bank?

Yes. Nabbins works through a read-only connection: it's how it finds your bills, counts pending charges and knows when your pay lands.

$79.99 a year is a lot when money's tight.

The 7-day trial lets you see your own number before you pay anything. Cancel at least a day before the trial ends, in your App Store settings, and you won't be charged.

Where it falls short

If $3.08 a payday is a stretch right now, this probably isn't the right app for you. We'd rather say so up front.

What it can't see, it says.

Nabbins can miss something. Here's where, and what happens then.

Bills it hasn't found
It reads 90 days of your history to find bills that repeat. Then it asks about the ones that come less often, like insurance or a yearly renewal.
A charge that starts repeating
It asks whether that's a bill. It never adds one without asking.
Something it missed
Add a bill or a charge yourself and it counts right away.
Its own books
At the end of each period, it checks itself against your bank. It never quietly changes your numbers to match.
Who connects my bank?

Through Plaid. You sign in to your bank on the Plaid screen or on your bank's own page, and Nabbins never sees your bank password.

How your bank connects

Is my data safe with you?

You can export all your data, or delete all of it, yourself, without contacting anyone.

Where it falls short

We won't claim certifications we don't have. Your data does pass through the companies that make the app work, like our connection provider and our hosting. The privacy policy names every one.

Does it work with how I'm paid?

Yes, if you're paid weekly, every two weeks or twice a month: your number always runs to your next payday.

Where it falls short

It plans around one main income, and it doesn't adjust for seasons yet.

What happens to my bills?

They leave your bank the way they always have. For each bill it knows about, Nabbins keeps its share out of your number.

What it sets aside is bookkeeping in the app.

Who isn't it for?

Couples sharing one budget, people whose pay comes from benefits or doesn't come on a regular schedule, and anyone who wants bookkeeping, tax filing or investing. Nabbins isn't built for those.

Where it falls short

There's no import: you start from what your bank shows.

Keep money out of the way of your today.

Dare to chase it.We'll do the math.

See your own number.

Coming soon to the App Store

The 7-day trial comes with the yearly plan for new subscribers. $79.99 is charged when it ends, then once a year until you cancel. Cancel at least a day before the trial ends, in your App Store settings. Monthly is $17.99 a month, no trial, until you cancel. US prices, plus tax where it applies.